Moneywi$e Virtual Camp | Financial Literacy for Ages 11-14

Moneywi$e

Moneywi$e Virtual Camp For Ages 11–14 | By Kid Laboratories

Day 1: What Is Money, Really?

Theme: The Origins and Purpose of Money

Explore the history of money from bartering to cryptocurrency
Identify global currencies
Learn the difference between wealth vs income
Dive into two case studies (Surgeon John vs Teacher Emma)
Activity: Needs vs Wants Sorting Game
Discussion: Why do we buy things?
Video: "Needs and Wants Explained for Kids"

Day 2: The Secret to $uccess

Theme: Earn, Save, and Spend Wisely

Discover the true reasons to save
Break down income vs expenses vs savings
Practice delayed vs instant gratification
Learn how to build a basic budget
Activity: Mini Bake Sale Math Challenge
Challenge: Create your own spending/saving plan
Video: "The Emotional Story of Two Brothers Who Save"

Day 3: Money Doesn’t Make You Rich

Theme: Financial IQ, Assets, and Liabilities

Understand what it means to be “rich” vs “wealthy”
Learn about high and low financial IQs
Distinguish between assets and liabilities
Learn to calculate profits and make smart spending choices
Activity: Budget for a LEGOLAND trip like a pro
Worksheet: Asset vs Liability Decision Maker

Day 4: BIGS Life – Borrow, Invest, Grow, Share

Theme: Becoming Wealthy & W.I.S.E.

Discover the four wealth-building habits: Borrow, Invest, Grow, Share
Learn how interest works — both earned and owed
Compare savings tools: HYS, Stocks, Bonds, Mutual Funds
Activity: $250 Investment Growth Simulation
Worksheet: Compare real-life loan interest rates
Challenge: Write your own “Money Manifesto”

Day 5: The Future of Money

Theme: FinTech, Crypto, and Your Big Idea

Explore new money technologies: Crypto, Crowdfunding, P2P lending
Understand how payment processors and cards work
Activity: Kickstarter Challenge – Pitch a business idea
Research: Which food chains accept crypto?
Challenge: Shape the future of finance through your values
Discussion: How do YOU want to use money to create impact?